Credit Expert Witness Jim Droske

Credit Expert Consulting, LLC was founded by Jim Droske to provide expert witness and educational services for credit related topics including consumer credit reporting and credit scoring. Over the past 10 years or so, consumers in our country have experienced some of the most challenging financial times they have ever faced.

The use of credit reports and credit scoring has become extremely relevant to the financial opportunities available to consumers who apply for credit.  Jim has unique, real world experience including being a 29+ year expert in credit related industries including credit, credit scoring, credit restoration, mortgage loan origination, and automotive sales/financing.

Expert Witness available for:

  • ◆ Fair Credit Reporting Act (FCRA)
  • ◆ Fair Debt Collection Practices Act (FDCPA)
  • ◆ Credit Repair Organizations Act (CROA)
  • ◆ Mortgage Loan Origination
  • ◆ Automotive Sales/Financing

About Jim Droske

Jim has been using credit reports for nearly 30 years. He is an expert in the credit dispute process, mortgage loan origination, and automotive sales and finance management.

Expert Witness

We provide expert witness services from a “real world” perspective and can simplify complex credit information, write expert reports, and properly estimate credit damages..


Credit education is paramount for consumers and industry professionals alike. Jim takes a pragmatic approach to educate consumers, loan originators, and realtors.